Articles

Legacy planning is not just for the wealthy — it’s for anyone who wants to protect their loved ones, preserve their values, and create lasting financial stability. And with the federal estate tax exemption set…

Talking about money as a family can feel uncomfortable — but avoiding these conversations can lead to confusion, emotional stress, and even unintended financial consequences later on. The families who preserve both wealth and harmony…

Over the next 20 years, an estimated $84 trillion in assets will change hands between generations. This historic shift often called The Great Wealth Transfer, represents more than just the passing of wealth; it symbolizes…

At Conte Wealth Advisors, we know that unexpected events, from severe storms to sudden financial challenges, can happen at any time. Having a plan in place is essential to protect your family, your finances, and…

Tax season can feel overwhelming, especially for families balancing work, school, and holiday expenses. But with some preparation now, you can make the process smoother, reduce stress, and even maximize potential savings.

With family health insurance premiums rising 297 percent since 2000, averaging over $25,000 annually, some employees feel the squeeze. Deductibles, too, have jumped nearly 50 percent over the last decade, further increasing out-of-pocket expenses. In…

When it comes to preparing for college costs, it’s never too early—or too late—to start planning. Between rising tuition and evolving financial aid structures, understanding your savings options is a crucial step in building a…

Most Americans know the fundamentals of financial health: spend less than you earn, save regularly, invest wisely, maintain good credit, and plan for emergencies. Yet, just like with physical health, changing existing financial habits can…

When people think about college savings, they often go straight to 529 plans. While that’s a great option, it’s not the only one worth considering. One lesser-known—but highly effective—strategy is using a Roth IRA to…

In July 2025, the U.S. House of Representatives introduced the Digital Asset Market Structure and Clarity Act of 2025 (CLARITY Act)—a major step forward in defining the regulatory landscape for digital assets. The bipartisan legislation…

You’re an adult, and that distinction comes with some privileges, benefits, responsibilities, and choices to make, including the potential decision of whether to live with your parents or move out. Not surprisingly, there are pluses…

October 7, 2021 | Lena Rizkallah, JD, CRPC® One of the most confusing aspects of retirement planning is understanding Social Security. The rules can be confusing and hard to decipher, and the benefits are likely…

My father loved making a deal, especially when car shopping.  When I was in college and ready for my first ‘real’ car, I had my eye on a 4-door black Volkswagen Jetta with state-of-the-art manual…

April 22, 2021 | Lena Rizkallah, JD, CRPC® When I was younger, I lived all year for the one week of vacation our family would spend in Ocean City, Maryland.  I was- and still am-…

Feb 25, 2021 | Lena Rizkallah, JD, CRPC® I’m a fan of vodka martinis. I like my martinis very dry with a drop of vermouth, not at all dirty, and with three olives (a bartender…

Dec 17, 2020 | Lena Rizkallah, JD, CRPC® If you’ve been semi-conscious this year, you’re probably feeling like most people and eager to move on.  While 2020 has been an unusually challenging year for most…