Elevate Your Retirement Plan

Outliving your money is one of the most common fears in retirement, especially as the average life expectancy continues to climb.

There are 3 phases of retirement planning that the advisors at CWA will help guide you through.

At CWA, we understand that after climbing the mountain it’s important to enjoy the view.

Preparing for Retirement

It’s never to early too plan for retirement. CWA financial advisors will work with you to understand your unique situation and develop a retirement plan that best fits your needs for the present and considers where you want to go in the future.

Our advisors will work with you to:

Determine how much money you’ll need to save for the retirement you want

Evaluate your sources of retirement income, how much you expect from each source, and when to expect it

Develop a strategy to max out your retirement contributions to your employer-sponsored retirement account, and if applicable, your Roth or Traditional IRA

Continue to revisit your retirement savings goals to ensure they still make sense for you and your family

Create a strategy to pay down your debts prior to achieving retirement

Develop an estate plan or review your current plan to confirm that it is up to date

Achieving Retirement

You did it! Retirement is finally here. There are things you need to make decisions about so you can live the retirement of your dreams.

The CWA financial advisors will walk you through:

Reevaluating or establishing a budget

Developing strategies to help sustain your lifestyle throughout retirement

Determining which pension option is best suited for your needs

Deciding what to do with your employer-sponsored retirement plan

Evaluating the best time to start your Social Security benefits

Planning for any goals you may have throughout your retirement lifetime

Reviewing your life and health insurance options

Relishing in Retirement

You’re in retirement and it’s important you not only survive, but thrive during this time so you can enjoy that sweet, sweet life of retirement.

Your CWA financial advisor will meet with you regularly to:

Monitor and adjust your unique plan, your strategies, and your portfolio to make sure they still suit your needs

Begin taking withdrawals from your IRA so you meet your required minimum distributions (RMDs) each year

Plan for future expenses

Review your estate plan to confirm things are up to date

Ultimately, help make your assets last as long as possible

Check that you’re enjoying your retirement and it’s everything you’ve dreamed of

Are You Ready for Retirement?

Contact our team to start preparing for retirement.
Schedule an Appointment Today!